Specializing in individual estate and retirement planning.
Joel’s individual skill sets on retirement income planning are integral to creating a solid foundation for the needs of his clients and their loved ones. Outside of Joel’s work at Savage, he is also a lifetime qualifying member in the Million Dollar Round Table.
Securities Registered in AZ, CA, FL, GA, IL, KS, LA, ME, MI, MN, NC, NJ , NY, OH, SC, TN, WI
Securities Registration Series 6, 7, and 63
AIF® Accredited Investment Fiduciary
At Your Service
Our experienced team is here to assist you with a variety of financial needs.
Our Service Offerings
Consolidating accounts for easier management and record-keeping.
Tax-saving strategies to consider as your income sources change.
Long-Term Care Insurance
Should you purchase long-term care insurance?
Investment Mix Fine-Tuning
Adjust your investment mix in anticipation of future distributions.
Social Security Timing
When should you begin taking Social Security?
Pension Distribution Options
What pension payout option is right for you?
Coordinate withdrawals from various accounts
Minimize tax and interest costs
Establish withdrawal plan (scheduled or as needed)
Decide what to sell to raise cash for withdrawals
Monitor investment mix and adjust as needed
Update projections periodically
Review estate planning considerations