Joel Tschantz

Specializing in individual estate and retirement planning.

Joel Tschantz has been a member of Savage and Associates since 1984. In addition to holding a management position at Savage, Joel provides business owners and professionals with employee benefit plans. He meets one-on-one with his clients to design individual estate plans that works for their futures.
Joel’s individual skill sets on retirement income planning are integral to creating a solid foundation for the needs of his clients and their loved ones. Outside of Joel’s work at Savage, he is also a lifetime qualifying member in the Million Dollar Round Table.

Securities Registered in AZ, CA, FL, GA, IL, KS, LA, ME, MI, MN, NC, NJ , NY, OH, SC, TN, WI

Securities Registration Series 6, 7, and 63

Securities Designations
AIF® Accredited Investment Fiduciary

At Your Service

Our experienced team is here to assist you with a variety of financial needs.

Katie Witte

Katie Witte

Assistant to Joel Tschantz


Danielle Keyser



Lauren Myers

Financial Advisor


Julie Fullerton

Benefits Advisor


Kenzie Cairns

Assistant to Julie Fullerton


Billy Horn

Mortgage Loan Officer


Our Service Offerings

Account Consolidation

Consolidating accounts for easier management and record-keeping.

Tax-Saving Strategies

Tax-saving strategies to consider as your income sources change.

Long-Term Care Insurance

Should you purchase long-term care insurance?

Investment Mix Fine-Tuning

Adjust your investment mix in anticipation of future distributions.

Social Security Timing

When should you begin taking Social Security?

Pension Distribution Options

What pension payout option is right for you?

Our Process

  • Coordinate withdrawals from various accounts

  • Minimize tax and interest costs

  • Establish withdrawal plan (scheduled or as needed)

  • Decide what to sell to raise cash for withdrawals

  • Monitor investment mix and adjust as needed

  • Update projections periodically

  • Review estate planning considerations

Financial Planning Process

An ongoing exercise.

Develop →

Discuss ↓

↑ Calibrate

← Execute

Client Access

Right Capital

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