Specializing in individual estate and retirement planning.
I am an Ohio native and a graduate of the University of Toledo. I have been a member of Savage since 1984 and a managing partner since 2013. I live in the area with my wife, Patty. We have three children, Nik, Kenzie, and Dani. In my spare time, I enjoy spending time with my grandchildren and attending Cleveland sporting events.
I have built my practice around helping pre-retirees and retirement-aged individuals and couples create sustainable income, striving toward their specific goals. There are many factors to consider when making the decision to retire: 1) current savings and expenses, 2) overall health, 3) family makeup, 4) personal values, and more. I work closely with you to identify your income sources in retirement (401k, pension, social security, etc.). From there, I evaluate your expenses and determine a specific a plan to strategically deploy the funds.
I also believe it is important to enjoy your retirement. How? By establishing liquid, rainy-day accounts that you can tap for opportunities, unplanned emergencies, and especially, just having fun.
At Your Service
Our experienced team is here to assist you with a variety of financial needs.
Assess your current financial situation
Identify your personal retirement goals
Create a personal financial plan for a successful retirement
Monitor and adjust as needed
Our Service Offerings
Consolidating accounts for easier management and record-keeping.
Tax-saving strategies to consider as your income sources change.
Long-Term Care Insurance
Should you purchase long-term care insurance?
Investment Mix Fine-Tuning
Adjust your investment mix in anticipation of future distributions.
Social Security Timing
When should you begin taking Social Security?
We’ll determine the right fit for you, such as IRA plans, 401(k)s, pensions, annuities, cash-balance plans, and more.
Financial Planning Process
We’ll work closely with you to understand your goals, values, current financial status, income needs and the future you imagine for yourself.
We’ll develop a written plan or proposal that will be presented to you, outlining recommended income, strategies, and benchmarks we’ll measure.
We will select the tools and resources needed to implement your strategy and to help meet your unique needs and goals.
We’ll regularly review the progress of your plan against benchmarks and changes in your life, then make adjustments as needed.
Schedule an appointment with Joel.