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Over the past few years, the terms ‘Obamacare’, ‘Affordable Care Act,’ and ‘Marketplace’ have taken over the health insurance world. While all of these terms mean the same thing, there are now different ways of obtaining health insurance and we can help you make the best decision for you and your family. Individuals are required to have health insurance coverage or risk being fined. If you don’t have coverage, you will pay the higher of these two amounts:

  • 2.5% of household income per person, with the maximum amount you owe totaling the yearly premium for the national average price of a Bronze plan sold through the Marketplace.
  • $695 per adult, and $347.50 per child under 18 with a maximum penalty of: $2,085.

The Savage Difference

The Savage & Associates team of agents are available to help you find the best plan for your needs. Our experience ensures that the process will be completed correctly, thereby avoiding any potential processing delays. Using an agent will ensure that you sign up for a plan that fits within your budget and that your doctors are in network. When using an agent, there is no additional fee, and you will have a licensed professional as an ally who will help you select the correct plan and help with future service questions or claim issues. Your agent is there for you long after you are enrolled in a plan.

Healthcare Enrollment

Our marketplace application checklist and disclosure is the first step to guiding you through the healthcare enrollment process. By completing this sheet prior to meeting with a Savage agent, you will be ready to have a discussion with your agent about plan options, qualifying for subsidies and other questions.

Open enrollment period for 2017 coverage is November 1, 2016 – January 31, 2017. Individuals may also qualify for special enrollment periods outside of open enrollment if they experience certain events.