Savage Mortgage Services full range of programs includes many options you may have never considered. These programs include:

Conventional loans:

• 30-year, 20-year, 15-year, and 10-year programs

Balloon programs (a great way to save if you're only staying a short time):

• 30-year or 15-year amortization
• 5-year or 7-year balloons or 1, 2, 3, 5, and 7-year ARMs

High loan-to-value programs such as 80/10/10 or 80/20 (no PMI)
Equity lines
Zero percent down, no PMI loans

• Lock and shop-and-list and lock-programs

Bruised credit loans
Second home loans
Investor loans
Debt consolidation programs (pay off liens, collections, past dues, credit cards)
Construction loans
For sale by owner programs
No income
No ratio
Jumbo
Buydowns
Convertibles
Bridge loans